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Scooter / Moped on Credit — 2026

Buying a scooter or moped can save on commuting, but the purchase price is high as a one-off expense. Consumer loan offers range from 600–5000 AZN, with a typical example of 1500 AZN over 18 months. It is important to include extra costs such as fuel, insurance and registration in your budget.

Bank offers

Lowest rate

8.9%

Est. monthly payment

89 ₼

Price range

600–5 000 ₼

Sample calculation

Estimated figures for 1 500 AZN, 18 months and ~8.9% effective rate. The exact number depends on the bank's terms.

Monthly payment

89 ₼

Total payment

1 608 ₼

Extra payment (interest)

108 ₼

Calculate your amount →

Loan offers suitable for Scooter / Moped on Credit

Bank	Loan	Rate	Term
Rabitəbank	Nağd Pul Krediti	10.5%	48 mo.	Details
Yelo Bank	İstehlak Krediti	8.9%	59 mo.	Details
Unibank	Nağd Kredit	9%	60 mo.	Details
Yelo Bank	Onlayn Kredit	8.9%	59 mo.	Details
ASB Bank	İstehlak krediti	13%	36 mo.	Details
Mbulak BOKT	Ailə Krediti	23%%	18 ayadək mo.	Details
Yapı Kredi Bank	İT və Telekommunikasiya krediti	13% -dən başlayaraq%	59 ayadək mo.	Details
ASB Bank	Girovlu Ehtiyac Krediti	13%	36 mo.	Details
İdeal Kredit	Nağd Pul	18%-dən başlayaraq%	36 ayadək mo.	Details
Yapı Kredi Bank	Təkrar Müştəri Krediti	14%-dən başlayaraq%	59 ayadək mo.	Details
Bank Avrasiya	Plastik kart krediti	19%	48 mo.	Details
Finoko	İstehlak Krediti	24%-dən başlayaraq%	60 ayadək mo.	Details

See all offers in the calculator →

How does buying on credit work?

Choose the amount

Decide the price of what you want to buy and the repayment term.

Compare offers

Compare banks' effective rate, term and monthly payment side by side.

Apply online

Pick a suitable offer and fill in the application form.

The bank contacts you

The bank checks the documents and finalizes the loan after approval.

What to watch for?

✓ Build an estimate by adding insurance, registration and fuel costs to the price of the scooter.
✓ Look at the effective interest rate and calculate the total payment over 18 months in advance.
✓ Check the driving licence and legal requirements before buying.
✓ If buying second-hand, inspect the technical condition first and only then formalise the loan.

Similar products

🚲 Bicycle on Credit 🛴 Electric Scooter on Credit 🏍️ Motorcycle on Credit 🛻 Quad Bike on Credit 🚲 Electric Bicycle on Credit

Frequently asked questions

Is 18 months too long a term for a scooter?

For 1500 AZN, 18 months eases the monthly payment, but the total interest is higher than over a short term. If your budget allows, shortening the term brings savings.

Do I need to insure a scooter bought on credit?

Insurance depends on legal requirements and the type of scooter. It is right to add the insurance cost on top of the monthly loan payment to calculate the real budget.

Is credit also given for a second-hand scooter?

A consumer loan often does not depend on whether the purchase is new or used, because the amount is given directly to you. The terms vary by bank.

What are the minimum and maximum amounts?

Offers in this category usually start from 600 AZN and reach up to 5000 AZN. The specific limit is shown in the live offers.

Useful links

Consumer Loan Best Loans Loans by amount Bank Cards