An electric scooter is a cheap and practical transport option for short distances, while the purchase price as a one-off can be quite high. Consumer loan offers range from 300–3000 AZN, with a typical case of 900 AZN over 12 months. It is advisable to research battery life and warranty terms and plan the loan accordingly.
Estimated figures for 900 AZN, 12 months and ~8.9% effective rate. The exact number depends on the bank's terms.
| Bank | Loan | Rate | Term | |
|---|---|---|---|---|
Rabitəbank
|
Nağd Pul Krediti | 10.5% | 48 mo. | Details |
Yelo Bank
|
İstehlak Krediti | 8.9% | 59 mo. | Details |
|
|
Nağd Kredit | 9% | 60 mo. | Details |
Yelo Bank
|
Onlayn Kredit | 8.9% | 59 mo. | Details |
Bank BTB
|
Nağd Pul krediti | 18%-dən başlayaraq% | 48 ayadək mo. | Details |
İnkişafa Dəstək Krediti
|
Istehlak Krediti | 30%-dən başlayaraq% | 24 ayadək mo. | Details |
Yapı Kredi Bank
|
Sürətli Kredit | 16%% | 59 ayadək mo. | Details |
Bank BTB
|
Daşınmaz əmlak təminatlı kredit | 16%-dən başlayaraq% | 36 ayadək mo. | Details |
Bank Respublika
|
Nağd İstehlak Krediti | 10% | 59 mo. | Details |
Kredagro(TezKredit)
|
Tez Kredit | 48%-dən başlayaraq% | 24 ayadək mo. | Details |
Naxçıvan Bank
|
İstehlak Krediti | 17% | 36 mo. | Details |
ABB Bank
|
Onlayn Kredit | 10.9% | 60 mo. | Details |
A good battery lasts several years, so a 12-month loan is often shorter than the device's life. With cheap models, factor in the risk of the battery weakening quickly.
The monthly payment depends on the effective interest rate and is shown precisely in the live offers. You can get an approximate figure by dividing the principal by 12 and adding the interest on top.
Even when the warranty ends, loan payments continue, so choosing a model with a long warranty reduces the risk. Clarify the service terms before buying.
Offers in this category start from 300 AZN. For cheaper models, credit is sometimes not even needed.
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