Washing Machine on Credit — 2026
A washing machine makes daily life easier, and models differ in load capacity and water consumption. Buying on credit lets you spread the price across several months. Typically, a 12-month term is chosen for a washing machine priced around 800 AZN.
Sample calculation
Estimated figures for 800 AZN, 12 months and ~8.9% effective rate. The exact number depends on the bank's terms.
Loan offers suitable for Washing Machine on Credit
| Bank | Loan | Rate | Term | |
|---|---|---|---|---|
Rabitəbank
|
Nağd Pul Krediti | 10.5% | 48 mo. | Details |
Yelo Bank
|
İstehlak Krediti | 8.9% | 59 mo. | Details |
Unibank
|
Nağd Kredit | 9% | 60 mo. | Details |
|
Yelo Bank
|
Onlayn Kredit | 8.9% | 59 mo. | Details |
Yapı Kredi Bank
|
Səyahət Krediti | 14%-dən başlayaraq% | 59 ayadək mo. | Details |
Xalq Bank
|
Təhsil krediti | 12% | 59 mo. | Details |
International BOKT
|
Rahat Kredit | 30%-dən başlayaraq% | 36 ayadək mo. | Details |
|
Yapı Kredi Bank
|
Neftçi Krediti | 13%-dən başlayaraq% | 59 ayadək mo. | Details |
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ASB Bank
|
İstehlak krediti | 13% | 36 mo. | Details |
Mbulak BOKT
|
Ailə Krediti | 23%% | 18 ayadək mo. | Details |
|
Yapı Kredi Bank
|
İT və Telekommunikasiya krediti | 13% -dən başlayaraq% | 59 ayadək mo. | Details |
|
ASB Bank
|
Girovlu Ehtiyac Krediti | 13% | 36 mo. | Details |
How does buying on credit work?
What to watch for?
- ✓ Choose the wash capacity (kg) to match your family: a large machine for few people means wasted water and energy.
- ✓ Look at the energy and water class: a higher class reduces utility costs over the long run.
- ✓ Check the spin speed (rpm): a higher spin wrings clothes drier, but noise may increase.
- ✓ Clarify the installation and water connection: in some cases the technician's connection work is charged separately.
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Frequently asked questions
How many kilograms should my washing machine hold?
For one or two people a small capacity is enough, while for a large family models of 7 kg and above are more convenient. A very large machine run with a small load wastes energy.
Is installation included in the credit price?
Usually not; the water and drainage connection is considered a separate service. Some stores run free delivery and installation campaigns.
Is it worth buying a machine with a drying function?
Wash-and-dry models are more expensive and consume more energy. If you don't have a separate dryer and space is limited, this function can be useful.
Does the machine's noise level matter?
If you live in an apartment, a model with a low noise level and good balancing is more comfortable. A high spin speed improves dryness, but noise may increase during the spin.