A photo or video camera is in most cases one of the more expensive tech purchases, which is why buying it on credit can be worthwhile. Keep in mind, though, that alongside the camera itself, the lens, memory card, and bag add an extra burden to your budget. A 12-month term is usually chosen for a camera worth around 1500 AZN.
Estimated figures for 1 500 AZN, 12 months and ~8.9% effective rate. The exact number depends on the bank's terms.
| Bank | Loan | Rate | Term | |
|---|---|---|---|---|
Rabitəbank
|
Nağd Pul Krediti | 10.5% | 48 mo. | Details |
Yelo Bank
|
İstehlak Krediti | 8.9% | 59 mo. | Details |
|
|
Nağd Kredit | 9% | 60 mo. | Details |
Yelo Bank
|
Onlayn Kredit | 8.9% | 59 mo. | Details |
Yapı Kredi Bank
|
İT və Telekommunikasiya krediti | 13% -dən başlayaraq% | 59 ayadək mo. | Details |
ASB Bank
|
Girovlu Ehtiyac Krediti | 13% | 36 mo. | Details |
|
|
Nağd Pul | 18%-dən başlayaraq% | 36 ayadək mo. | Details |
Yapı Kredi Bank
|
Təkrar Müştəri Krediti | 14%-dən başlayaraq% | 59 ayadək mo. | Details |
Bank Avrasiya
|
Plastik kart krediti | 19% | 48 mo. | Details |
Finoko
|
İstehlak Krediti | 24%-dən başlayaraq% | 60 ayadək mo. | Details |
Yapı Kredi Bank
|
Yeni Müştəri Krediti | 15%-dən başlayaraq% | 59 ayadək mo. | Details |
Bank Avrasiya
|
Sərbəst Kredit | 19% | 48 mo. | Details |
Usually an ID card and income information are enough. Some banks may require a proof of employment or a salary card.
That depends on the store. In some offers the camera is sold with a lens (as a kit), in others only the body is offered, so clarify the bundle before buying.
Most banks and stores grant credit only for new goods with an official warranty. For a used camera you usually have to take out a cash loan.
Over a 12-month term the approximate payment depends on the offer's effective interest rate. To see the exact figure, use the calculator and compare the effective rates of several banks.
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