A fast loan is a loan whose application is reviewed within a short time and often answered the same day. The process is accelerated by simplifying documents or through digital verification. It is designed for people with an urgent need for money.
Estimated figures for 1 500 AZN, 12 months and ~8.9% effective rate. The exact number depends on the bank's terms.
| Bank | Loan | Rate | Term | |
|---|---|---|---|---|
Rabitəbank
|
Nağd Pul Krediti | 10.5% | 48 mo. | Details |
Yelo Bank
|
İstehlak Krediti | 8.9% | 59 mo. | Details |
|
|
Nağd Kredit | 9% | 60 mo. | Details |
Yelo Bank
|
Onlayn Kredit | 8.9% | 59 mo. | Details |
Yapı Kredi Bank
|
Sürətli Kredit | 16%% | 59 ayadək mo. | Details |
Bank BTB
|
Daşınmaz əmlak təminatlı kredit | 16%-dən başlayaraq% | 36 ayadək mo. | Details |
Bank Respublika
|
Nağd İstehlak Krediti | 10% | 59 mo. | Details |
Kredagro(TezKredit)
|
Tez Kredit | 48%-dən başlayaraq% | 24 ayadək mo. | Details |
Naxçıvan Bank
|
İstehlak Krediti | 17% | 36 mo. | Details |
ABB Bank
|
Onlayn Kredit | 10.9% | 60 mo. | Details |
Kapital Bank
|
Nağd pul krediti | 10.9% | 60 mo. | Details |
Merkuri BOKT
|
Nağd Pul Krediti | 21%-dən başlayaraq% | 36 ayadək mo. | Details |
In many cases approval and transfer happen the same day, but this depends on the completeness of your documents and the bank. Same-day disbursement is not guaranteed.
Quick issuance and simplified verification increase the bank's risk, which may be reflected in the effective rate. It is useful to compare several offers before rushing.
Usually an ID and minimal income confirmation are enough, and some banks look only at card turnover. Requirements vary depending on the bank.
Even if the answer comes quickly, the bank still checks your ability to pay and a refusal is possible. Be cautious of offers promising immediate or guaranteed approval.
SmartService · smartservice.az
Appliance repair, sales and spare parts since 2017. Fast service across Baku.
Call a technician