Loan in Baku — 2026
In Baku, offers from nearly all of the country's banks are available for taking out a loan. In the capital, major banks are represented by a wide branch network, and you can also submit an application online. Through mani.az it is easy to compare offers and choose the terms that suit you best.
Sample calculation
Estimated figures for 3 000 AZN, 24 months and ~8.9% effective rate. The exact number depends on the bank's terms.
Loan in Baku offers
| Bank | Loan | Rate | Term | |
|---|---|---|---|---|
Rabitəbank
|
Nağd Pul Krediti | 10.5% | 48 mo. | Details |
Yelo Bank
|
İstehlak Krediti | 8.9% | 59 mo. | Details |
Unibank
|
Nağd Kredit | 9% | 60 mo. | Details |
|
Yelo Bank
|
Onlayn Kredit | 8.9% | 59 mo. | Details |
İdeal Kredit
|
Nağd Pul | 18%-dən başlayaraq% | 36 ayadək mo. | Details |
Yapı Kredi Bank
|
Təkrar Müştəri Krediti | 14%-dən başlayaraq% | 59 ayadək mo. | Details |
Bank Avrasiya
|
Plastik kart krediti | 19% | 48 mo. | Details |
Finoko
|
İstehlak Krediti | 24%-dən başlayaraq% | 60 ayadək mo. | Details |
|
Yapı Kredi Bank
|
Yeni Müştəri Krediti | 15%-dən başlayaraq% | 59 ayadək mo. | Details |
|
Bank Avrasiya
|
Sərbəst Kredit | 19% | 48 mo. | Details |
Embafinans
|
İstehlak krediti | 25%-dən başlayaraq% | 36 ayadək mo. | Details |
|
Yapı Kredi Bank
|
Əmək Haqqı Krediti | 12% -dən% | 59 ayadək mo. | Details |
How to apply?
What to watch for?
- ✓ When comparing, look at the annual effective interest rate rather than the monthly payment.
- ✓ Put several banks' offers side by side and fine-tune the amount and term.
- ✓ You can apply online and get a preliminary answer without going to a branch.
- ✓ Keep your ID and income statement ready before applying.
Other cities
Frequently asked questions
Which banks in Baku can I get a loan from?
In Baku, offers from most of the banks operating in the country are available. On mani.az you can compare the loan terms of various banks and make your choice.
Is an online loan possible in Baku?
Yes, many banks offer the option to apply online for residents of Baku. You can get a preliminary answer over the internet and then go to a branch only to complete the paperwork.
How long does it take to compare loans in Baku?
Comparing offers on mani.az takes a few minutes. Enter the amount and term, and you can see suitable options right away.
What documents are required for a loan?
Usually an ID and information about income are required. The exact list of documents depends on the terms of the bank and loan type you choose.